Insuring your vehicle with Sandown

Motor Insurance

Mercedes-Benz Motor Insurance features include:

  • Guaranteed repairs at a Mercedes-Benz Approved Repairer, using genuine Mercedes-Benz parts
  • 24/7 UK accident recovery to your nearest Mercedes-Benz Approved Repairer
  • UK call centre
  • 180 days' cover as standard for temporary visits to most of mainland Europe (up to 3 months in one trip)
  • Unlimited cover for in-car audio and telecommunication equipment (including COMAND systems), fitted by the factory or Retailer
  • Your 'No Claims Bonus' is unaffected if you are involved in an accident with an uninsured driver which is not your fault
  • Courtesy car as standard
  • Defaqto 5 Star Rated product with high levels of features and benefits.

First Cover Insurance

With First Cover, you can drive away with 7 days free comprehensive Motor Insurance when you buy a new or used Mercedes-Benz from a Mercedes-Benz Retailer.

Mercedes-Benz First Cover features include:

  • Guaranteed repairs at a Mercedes-Benz Approved Repairer, using genuine Mercedes-Benz parts
  • 24/7 UK accident recovery to your nearest Mercedes-Benz Approved Repairer
  • UK call centre
  • Unlimited cover for in-car audio and telecommunication equipment (including COMAND systems), fitted by the factory or Retailer
  • Your 'No Claims Bonus' is unaffected if you are involved in an accident with an uninsured driver which is not your fault
  • Courtesy car as standard
  • New Car Replacement - if you've owned your vehicle from new, and it's written off or stolen and not recovered in the first 12 months of purchase, we will replace it with a new vehicle of the same make, model and specification
  • Uninsured Loss Recovery up to £100,000
  • Personal belongings covered up to £500
  • We will pay for the replacement of locks and keys if your keys are lost or stolen.

Tyre and Alloy Insurance

Tyre and Alloy Insurance has been designed to help you keep your tyres and alloys in showroom condition.

Why choose Mercedes-Benz Tyre and Alloy Insurance?

  • We offer 24, 36 or 48 month policy terms to complement the length of time you plan to keep your Mercedes-Benz
  • You're covered for accidental or malicious damage to your tyres and alloys
  • The duration of your cover determines the number of manufactured alloy replacements for which you can claim
  • European cover as standard
  • When making a claim, your motor insurance no claims bonus will not be affected
  • A £25 excess is payable for each claim per tyre and/ alloy you make
  • The insurer will replace alloy wheels to Mercedes-Benz specifications, with a re-manufactured alloy wheel
  • Cover available for wheels up to and including 23 inch
  • Covers 5 tyre replacements during the policy term you have selected.

Minor Damage Insurance

The insurance covers minor dents, chips, light scratches and scuffs, meaning you won’t need to claim on your motor insurance policy.

Minor damage insurance has many features, these include:

  • Policy terms available from 12 to 48 months, which can complement the term of your finance agreement
  • A contribution of up to £250 towards a Body shop repair, in the event that the damage is too severe for Minor Damage repair techniques
  • A total claims limit of £3,000 in repairs throughout the policy lifetime
  • Nationwide cover on all mobile repairs
  • The Mercedes-Benz Cars UK paintwork warranty will not be invalidated by repairs
  • Repairs do not invalidate the Mercedes-Benz warranty
  • Repairs are carried out at a convenient time and place for you
  • Cover for minor dents, light scratches or scuffs to the exterior of the vehicle that does not exceed 15 cm in diameter. Chips are covered up to 1.5 mm in diameter.

GAP (Guaranteed Asset Protection) Insurance

Your car is a precious investment, and it’s important to make sure it’s protected. If your vehicle were to be written off by your motor insurers and they only paid out market value, this is where GAP Insurance would come in. This insurance can cover the shortfall between that motor insurance pay-out and the original invoice purchase price when you first took ownership of the vehicle.

Cash buyers: GAP Insurance makes up any shortfall between your motor insurance settlement offer and the original purchase invoice price.

Finance: GAP Insurance makes up any shortfall between your motor insurance settlement offer and the original purchase invoice price, or if greater the shortfall between the finance settlement.

Why you should choose GAP Insurance?

  • Choose from 12 to 48 months’ cover; customers who lease their vehicle can choose up to 60 months cover
  • If you are a taxi, courier or chauffeur driver, we have cover available
  • Peace of mind that we deal with your claim on your behalf
  • We will cover your excess up to £250 whether the claim is your fault or not.